provident
Scotch
anticipant
anticipative
anticipatory
beforetime
bright and early
canny
careful
chary
cheeseparing
clairvoyant
conserving
divinatory
early
economic
economizing
farseeing
farsighted
forehand
foreknowing
foreseeing
foresighted
forethoughted
forethoughtful
frugal
in good time
intuitive
labor-saving
longsighted
money-saving
parsimonious
penny-wise
precautional
precautionary
precautious
precognitive
precognizant
prepared
prescient
prevenient
providential
provisional
prudent
prudential
ready
sagacious
saving
scrimping