improvident
imprudent
thriftlessness
good-for-nothing
impecunious
incurious
indigent
indiscreet
indolent
insolvent
lowborn
luxury-loving
needy
prodigal
profligate
profuse
shiftless
slipshod
slothful
unblighted
undependable
uneconomical
uninformed
unpresentable
unskilled
unthrifty
wasteful